URAR 3.6 -- Appraisal Workbench

Appraisal Assignments

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Order / Loan #	Subject Property	Purpose	Appraiser	Effective Date	Status	§1 %
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Subject Property & Assignment

URAR 3.6 · Section 1

Section 1 Completion0%

📋Assignment InformationURAR §1.1

Appraisal Purpose*

Purchase Refinance Other

Property Rights*

Intended Use*

Inspection Type*

Appraisal Type

Effective Date*

Date of Report*

Intended User(s)*

Scope of Work*

🏦Client & LenderURAR §1.2

Client Name*

Order / Loan #

Client Address Start typing for suggestions

Lender Name*

Lender Address Start typing for suggestions

📍Subject Property AddressURAR §1.3

Street Address* Start typing for address suggestions

City*

State*

ZIP*

County*

Census Tract

Map Reference

Legal Description*

APN / Parcel #

Tax Year

Annual Taxes ($)

HOA Fee ($/mo)

🏘️Property Type & CharacteristicsURAR §1.4

Property Type*

PUD (Planned Unit Development) Located in a PUD

Occupancy*

Assignment Type*

Report Format

Confirm the required format with each client. This tool does not produce GSE-deliverable files.

Neighborhood

Contract Price ($)

Contract Date

Currently Listed / Listed in Prior 12 Months?*

Yes No

📜Subject Prior Sale / Transfer HistoryURAR §1.4b

Document all sales and transfers of the subject property within the 3 years prior to the effective date. (MISMO 3.6: PriorSalesOrTransfersIndicator / SubjectHasPriorSalesIndicator)

Prior Sale 1 — Date

Prior Sale 1 — Price ($)

Prior Sale 1 — Data Source

Prior Sale 2 — Date

Prior Sale 2 — Price ($)

Prior Sale 2 — Data Source

Analysis of Prior Sales / No Prior Sales Statement

👤Appraiser & Supervisory AppraiserURAR §1.5

Appraiser Name*

License / Cert #*

License State*

License Type*

License Expiration

Signature Date*

Firm Name

Firm Address Start typing for suggestions

Phone

Supervisory Appraiser Name

Supervisory License #

Supervisory State

🧾Additional Property, Party & Scope DetailsURAR §1.6

🏘️Neighborhood CharacteristicsURAR §2.1

Location* Location Type

Urban

Suburban

Rural

Built Up* Built-Up Type

Over 75%

25–75%

Under 25%

Growth Rate* Growth Rate Type

Rapid

Stable

Slow

Property Values* Property Values Trend Type

Increasing

Stable

Declining

Demand / Supply* Demand / Supply Type

Shortage

In Balance

Over Supply

Marketing Time* Marketing Time Type

Under 3 Mo.

3–6 Mo.

Over 6 Mo.

📈Comparable Sales & Listing InventoryURAR §2.2

Metric	Prior 12 Months	Current -- 3 Months	Overall Trend
Comparable Sales Count Comparable Sales Count			↑ → ↓
Active Listings Count Active Listings Count			↑ → ↓
Months of Supply Months of Housing Supply			↑ → ↓
List/Sale Price Ratio List / Sale Price Ratio			↑ → ↓
Days on Market (DOM) Days on Market			↑ → ↓

💲Comparable Price RangeURAR §2.3

Period	Low ($) Price Range Low	High ($) Price Range High	Predominant ($) Price Range Predominant
Prior 12 Months
Current -- 3 Months

🏘️Neighborhood Land Use & Housing AgeURAR §2.3b

Land Use (must sum to 100%)

One-Unit %	2–4 Unit %	Multi-Family %	Commercial %

Land Use Change

If Likely / In Process, to:

Neighborhood Housing Age (years)

Low	High	Predominant	Comps Researched

📋Market Conditions DetailsURAR §2.4

Foreclosure / REO Sales Foreclosure / REO Sales

None

<10%

10–25%

>25%

Seller Concessions Trend Seller Concessions

Declining

Stable

Increasing

Market Data Sources Market Data Sources

📝Neighborhood & Market CommentaryURAR §2.5

Neighborhood Description Neighborhood Description

Overall Market Trend Summary Overall Trend Summary

Market Conditions Comments Market Conditions Comments

📊Market Area & Inventory SearchURAR §2.6

🌍SiteURAR §3.1

Site Area* Site Area

Shape Site Shape

View Site View

View Description

Zoning Classification Zoning Classification

Zoning Compliance Zoning Compliance

Highest & Best Use Highest & Best Use

Off-Site Improvements Off-Site Improvements

Topography

Electric Utilities -- Electric

Gas Utilities -- Gas

Water Utilities -- Water

Sewer Utilities -- Sewer

Adverse Site Conditions

🏠Improvements -- GeneralURAR §3.2

GLA (Sq Ft)* Gross Living Area

Gross Building Area

Year Built*

Effective Age (yrs)

Remaining Economic Life

Stories

Style

Exterior Walls

Roof Surface

Windows

Gutters / Downspouts

Additional Characteristics

Storm Sash Screens Manufactured Housing

🏗️Foundation & BasementURAR §3.3

Foundation Type Foundation Type

Basement Area (sq ft)

Basement Finish %

Basement Features

Dampness / Settlement / Infestation

Additional

Sump Pump

🌡️Heating & CoolingURAR §3.4

Heating Type Heating Type

Heating Fuel Heating Fuel

Cooling Type Cooling Type

Energy Efficient Items

🏊Amenities & Car StorageURAR §3.5–3.6

Fireplaces

Amenities

Patio / Deck Porch Pool Fence Wood Stove

Garage Type Garage Type

Garage Spaces

Carport Spaces

Driveway Surface

⭐Quality, Condition & Room CountURAR §3.7

Quality Rating* Quality Rating

Condition Rating* Condition Rating

Functional Utility

Bedrooms*

Full Baths*

Half Baths

Total Room Count

📝Additional Features & CommentsURAR §3.8

Additional Features Additional Features

Condition Comments

Physical Deficiencies or Adverse Conditions

Adverse Environmental Conditions

📐Floor Plan Sketch AddendumURAR §3.9 · Fannie Mae Required

📏 Required: Fannie Mae requires a computer-generated floor plan sketch with labeled dimensions sufficient to verify GLA. Draw your sketch in your preferred tool (TOTAL Sketch, Bosch MeasureOn, CubiCasa, SketchAndCalc, etc.), then export and upload below. The sketch will appear as a dedicated addendum page in the PDF report.

Main / Ground Floor required

📐

Main Floor

Tap to upload sketch

PNG, JPG, or PDF

Upper Floor if applicable

📐

Upper Floor

Tap to upload sketch

PNG, JPG, or PDF

Basement / Lower Level if applicable

📐

Basement

Tap to upload sketch

PNG, JPG, or PDF

Room Measurements by Floor

Main / Ground Floor

No rooms added.

Upper Floor

No rooms added.

Basement (below grade — not counted in GLA)

No rooms added.

GLA Calculation Breakdown -- from Sketch

Main Floor GLA (sq ft)

Upper Floor GLA (sq ft)

Other Above-Grade (sq ft)

Total Sketch GLA (sq ft)

Basement (below grade, sq ft) not counted in GLA

Sketch Notes / Dimension Source

🌿Quality, Hazards, Access & Site DetailURAR §3.10

🏠Subject Property SummaryURAR §4 -- Auto-filled from §1 & §3

Address

Sale Price

GLA

Year Built

Quality / Condition

Bedrooms

Baths

Garage

🔎Find Comparable SalesCounty sales records

Within

Sold in the last

⚖️Comparable Sales -- Primary (1–3)URAR §4

Feature	SUBJECT	1	2	3
Photo	🏠Subject tap to add photo	📷Comp 1 tap to add photo Loading map…	📷Comp 2 tap to add photo Loading map…	📷Comp 3 tap to add photo Loading map…
Property Identification
Street Address
City, State, ZIP
Proximity to Subject auto-calc on address entry
Transaction Details
Sale Price ($)
Sale Date
Data Source(s)
Price / Sq Ft
Concessions
Days on Market
Prior Sale Price
Prior Sale Date
Property Characteristics
Location / View
Site Area
Quality Rating
Condition Rating
Year Built
Above Grade -- Rooms
Bedrooms
Baths (Full / Half)
GLA (Sq Ft)
Basement & Finish
Heating / Cooling
Garage / Carport
Porch / Patio / Deck
Dollar Adjustments (+ positive / − negative)
Sale Concessions ($)
Financing ($)
Conditions of Sale ($)
Market Conditions ($)
Location ($)
Site ($)
View ($)
Design / Style ($)
Quality of Const. ($)
Age / Condition ($)
Above Grade -- Rooms ($)
Basement ($)
Heating / Cooling ($)
Garage / Carport ($)
Porch / Patio / Deck ($)
Fireplace(s) ($)


Net Adjustment ($)		--	--	--
Adjusted Sale Price ($)		--	--	--
Gross Adj % / $		--	--	--

📷Subject Property Photos -- Required AddendumFannie Mae B4-1.4-07

📷 Required by Fannie Mae: Front exterior (already captured in the comp grid above), rear exterior, and street scene are required for all appraisals. Interior photos of kitchen, main living area, and bathrooms are required for Interior & Exterior inspections.

Rear Exterior *

🏠

Rear Exterior

Tap to upload

Street Scene *

🛣️

Street Scene

Tap to upload

Kitchen interior inspection

🍳

Kitchen

Tap to upload

Main Living Area interior inspection

🛋️

Living Room

Tap to upload

Primary Bath interior inspection

🚿

Primary Bath

Tap to upload

Additional / Deficiency optional

📸

Additional Photo

Tap to upload

📝Sales Comparison Analysis & ReconciliationURAR §4

Sales Comparison Analysis Sales Comparison Analysis

Indicated Value by Sales Comparison ($) Indicated Value

Weight Given to Sales Comparison Approach

🔗Comparable Data SourcesURAR §4

Comp 1 source type

Comp 2 source type

Comp 3 source type

The existing "Data source" text on each comp is kept as the listing / MLS number.

🌍Site ValueURAR §5.1

Estimated Site Value * Site Value

Site Value Source / Method

🏗️Estimated Cost New of ImprovementsURAR §5.2

Dwelling

Dwelling Sq Ft Dwelling Sq Ft

Cost / Sq Ft ($) Cost per Sq Ft

Dwelling Cost Total ($)

Dwelling Extras / Special Features

Description

Cost ($)

Garage / Carport

Sq Ft

Cost / Sq Ft ($)

Garage Cost Total ($)

Total Estimated Cost New Total Cost New

Cost Data Source

Effective Date of Cost Data

📉DepreciationURAR §5.3

Physical Depreciation %

Physical Depreciation ($)

Functional Obsolescence ($)

External Obsolescence ($)

Total Depreciation ($)

🧮Depreciated Value & Indicated ValueURAR §5.4–5.6

Depreciated Value of Improvements ($)

"As-Is" Value of Site Improvements ($) Site Improvements Value

Indicated Value by Cost Approach ($) Indicated Value by Cost

📝Cost Approach CommentsURAR §5.7

Comments / Support for Cost Approach

🧮Cost Approach MethodsURAR §5

⚖️Indicated Values by ApproachURAR §6.1

Sales Comparison Approach

Indicated Value ($)

Comments on Sales Comparison Approach

Cost Approach

Indicated Value ($)

Comments on Cost Approach

Income Approach

Est. Monthly Market Rent ($)

GRM

Indicated Value ($)

Comments on Income Approach

🏆Final Opinion of Market ValueURAR §6.2

Market Value Opinion ($) * Market Value Opinion

As of Date *

Subject To Subject To

Exposure Time (months)

Marketing Time (months)

📝Reconciliation NarrativeURAR §6.3

Reconciliation * Reconciliation

⚠️Hypothetical Conditions & Extraordinary AssumptionsURAR §6.4

Hypothetical Conditions

Extraordinary Assumptions

⚖️Approaches Not UsedURAR §6.5

✅USPAP Certification StatementsURAR §7.1

The appraiser(s) certifies and agrees that by checking the boxes below, these statements are true and correct to the best of their knowledge and belief.

I performed a personal inspection of the subject property. I have not withheld any significant information from this appraisal report. My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. I have the knowledge and experience to complete this appraisal assignment. I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. My compensation is not contingent on an action or event resulting from the analyses, opinions, or conclusions in, or the use of, this report.

📋Prior Services DisclosureURAR §7.2

Did the appraiser perform prior services on the subject property within the past 3 years?

Yes No

✍️Appraiser SignatureURAR §7.3

Appraiser Name *

Company / Firm

Address

Phone

License Number * License Number

License State

License Type License Type

License Expiry

Signature Date *

👤Supervisory AppraiserURAR §7.4

Supervisory appraiser required / applicable

📝Additional Certifications & Scope of WorkURAR §7.5

Additional Certifications

Scope of Work Summary Scope of Work

Intended Use

Intended Users